Easy Access to Affordable Credit
Maintain liquidity to capitalize on opportunities at a moment’s notice with a Farm Credit Illinois operating loan designed to fit the way you produce and market. Borrow a lump sum or arrange a line of credit.
Write Checks without Checking In
- Spend money anytime without contacting a loan officer for approval with an FCI operating line of credit. Use complimentary checks or the myFCI online banking portal or mobile app to access your credit when and how you need it.
Revolving Line of Credit
- Establish a revolving line of credit for up to three years to manage your time and cash wisely. With a revolving line you can borrow and repay funds as often as needed, offering flexibility to adapt to changing market conditions.
Manage Your Funds
- Put excess cash-on-hand into an interest-bearing account with immediate and restriction-free liquidity with Farm Cash Management (FCM). Thanks to Farm Credit Illinois’ unique funding model, your money is placed in investment bonds until you need it with superior returns when compared with traditional checking account investment options.
Competitive Rates & Flexible Terms
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Fixed & Variable Rates
Choose the interest rate risk your operation can tolerate.
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Payment Schedules
Select from annual, semi-annual, or monthly repayment options based on your seasonal cashflow.
Tools and Features Working For You
- Secure online portal and mobile app
- Interest-bearing cash management accounts
- Crop and livestock insurance experts helping you manage risks
- Rural homes and recreational property financing
- Farmer-owned cooperative
- On-farm service
- Staff with agricultural expertise
- Complimentary learning programs
